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DeeMoney is now an official MTO for Thailand to Myanmar transfers. See the 27 banks and 4 wallets you can send to, plus cash pickup.
DeeMoney
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Highlights
DeeMoney is now an official MTO-supported provider for Thailand to Myanmar transfers.
Send money to 27 Myanmar banks, including KBZ, CB, AYA, Yoma and A Bank.
Send to mobile wallets: KBZ Pay, AYA Pay, Wave Pay and A Plus.
Family can also collect cash at Yoma Bank branches or Wave agent locations.
Myanmar rules reported by The Irrawaddy: workers are expected to remit 25% of their earnings through official channels, and pay 2% income tax.
Every transfer has a record in your DeeMoney app, available on iPhone and Android.
Want to send money from Thailand to Myanmar the official way? DeeMoney is now an officially supported Money Transfer Operator (MTO) for Thailand to Myanmar remittances. If you work in Thailand and support family back home, you can now send money to Myanmar bank accounts and mobile wallets through a channel built for trust, from the same DeeMoney app you already use.
Many people living in Thailand send money to family in Myanmar, and how you send it matters more than ever. This guide covers what "official MTO supported" means, the Myanmar remittance rules reported in the news, which Myanmar banks and mobile wallets you can send to, and how to make your first transfer.
What an Official MTO for Thailand to Myanmar Transfers Means for You
An MTO is a licensed company that moves money across borders under the rules of the countries on both ends. Being officially supported for Thailand to Myanmar means your transfer travels through an authorized, documented route, from your DeeMoney app to a named Myanmar bank or wallet.
In practice, that gives you three things:
A recognized channel. Your money moves through a regulated path, not an informal network or a third party you have to trust personally.
A clear record. Every transfer has a transaction record in your DeeMoney app, so you can always see what you sent, when, and to whom.
Direct delivery. Your family receives the money in their own bank account or mobile wallet, with no cash handed between strangers.
Myanmar Remittance Rules: Why Official Channels Matter
Rules for Myanmar workers abroad are tightening. The Irrawaddy reported on 12 October 2026 that Myanmar's Labor Department has blocked more than 300 overseas workers from leaving over the past three weeks, mostly for not meeting income tax and remittance requirements. The report says workers are expected to remit 25% of their earnings through official channels and to show proof of income tax and remittance payments.
According to the same report, the main terms for overseas workers are:
25% remittance: workers must send 25% of their earnings to Myanmar through official channels.
2% income tax: workers must also pay 2% income tax.
Endorsement letter: since May, workers on leave who want to return abroad need an endorsement letter from the Myanmar embassy or consulate in their host country.
Proof required: the application needs written permission from the employer and proof of income tax and remittance payments, which must be shown again at the end of leave.
The report also notes that many workers have relied on informal channels for better exchange rates and convenience. Informal routes leave no paper trail, and money sent that way can be hard to prove later.
A few simple habits help, whichever way you send:
Send through a licensed provider with a transaction record.
Keep your transfer receipts and app history.
Check with your embassy or consulate in Thailand for the documents currently required for your situation, since requirements can change.
Send Money to Myanmar Bank Accounts (KBZ, CB, AYA, Yoma, A Bank)
You can send from Thailand directly to your recipient's bank account in Myanmar. DeeMoney supports 27 major Myanmar banks:
Asia Green Development Bank
Ayeyarwady Bank (AYA Bank)
Ayeyarwaddy Farmers Development Bank (A Bank)
Co-operative Bank (CB Bank)
Myanmar Citizens Bank
Kanbawza Bank (KBZ Bank)
Glory Farmer Development Bank (G Bank)
Myanma Apex Bank
Myanmar Microfinance Bank
Myanmar Oriental Bank
Myanma Tourism Bank
Shwe Rural and Urban Development Bank (Shwe Bank)
Tun Commercial Bank
United Amara Bank
Yoma Bank
First Private Bank
Small & Medium Enterprises Development Bank
Construction, Housing and Infrastructure Development Bank
Global Treasure Bank
Innwa Bank
Mineral Development Bank
Myawaddy Bank
Naypyitaw Development Bank
Rural Development Bank
Yadanabon Bank
Yangon City Bank
FDB Bank
When you add a recipient, enter their name, bank, bank branch, account number, contact number and address. Pick the branch carefully so it matches the account number, because the first 3 or 4 digits of an account number are usually the branch code. Some special account types are not supported, depending on the recipient bank's rules. Check the DeeMoney app for the latest delivery timing before you send.
Send Money to Myanmar Mobile Wallets (KBZ Pay, AYA Pay, Wave Pay, A Plus)
No bank account? Your family can receive money in a mobile wallet instead. Supported wallets include:
KBZ Pay
AYA Pay
Wave Pay
A Plus
Prefer cash? Your family can collect the money in person with cash pickup at Yoma Bank branches or Wave agent locations. They will need the transaction number, your full name, the amount and a valid ID, and must be 17 or older.
For wallets, enter the receiver's name, address and the wallet's registered phone number, without the + sign or country code. To receive international transfers, a KBZ Pay account needs to be fully verified (Level 2) and active.
How Much Does It Cost to Send Money from Thailand to Myanmar?
For individual senders, a transfer to a Myanmar bank account, a mobile wallet or Yoma Bank cash pickup costs 49 THB plus 7% VAT, which is 52.43 THB in total. Cash pickup at Wave agent locations costs 125 THB plus 7% VAT, which is 133.75 THB in total. These fees are as of 16 October 2026. Fees and promotions can change, so check the fee shown in the DeeMoney app before you confirm.
How to Send Money from Thailand to Myanmar with the DeeMoney App
Open the DeeMoney app and choose Myanmar as the destination.
Pick how your recipient will receive the money: bank account, mobile wallet or cash pickup.
Select the bank or wallet and enter the recipient's account or wallet details. Double-check the name and number.
Enter the amount in baht and review the exchange rate and fee shown before you confirm.
Confirm the transfer and keep your receipt in the app for your records.
Thailand to Myanmar Money Transfer: FAQs
What is an MTO?
A Money Transfer Operator is a licensed company that sends money across borders under the rules of the countries involved.
Is DeeMoney licensed?
DeeMoney is operated by Sawasdeeshop Co., Ltd, licensed by the Bank of Thailand (license no. MT125590013).
Who can I send money to?
Anyone in Myanmar who has an account at a supported bank or a supported mobile wallet.
Can I see my transfer history?
Yes. Every transfer is recorded in your DeeMoney app.
Where can I get help?
Contact DeeMoney support through the app, including in Myanmar language.
Which Myanmar banks can I send money to?
27 major Myanmar banks, including KBZ Bank, CB Bank, AYA Bank, Yoma Bank and A Bank.
Which Myanmar mobile wallets can I send money to?
KBZ Pay, AYA Pay, Wave Pay and A Plus.
Can my family collect cash?
Yes, at Yoma Bank branches or Wave agent locations. They need a valid ID and must be 17 or older.
How long does a transfer to Myanmar take?
Timing depends on the payout method. Check the DeeMoney app for the latest estimate before you send.
What details do I need to send money to Myanmar?
For a bank transfer: the receiver's name, bank, branch, account number, contact number and address. For a wallet: name, address and the wallet's registered phone number.
What can I use a Thailand to Myanmar transfer for?
You can choose family expenses, tourism, education, miscellaneous services or, for most payout types, paying for goods.
Do I have to send 25% of my income to Myanmar?
The Irrawaddy reported that overseas workers are expected to remit 25% of their earnings through official channels. Check with your embassy or consulate for the rules that apply to you.
Send to Myanmar the Official Way
Sending money home should feel simple and safe. With DeeMoney's official Thailand to Myanmar service, you can reach major banks and wallets from one app. Download DeeMoney, choose Myanmar, and send your first transfer today. Learn more at https://deemoney.com/countries/send-money-from-thailand-to-myanmar
Download on the App Store (iPhone): https://apps.apple.com/th/app/deemoney-send-money-abroad/id1561121505
Get it on Google Play (Android): https://play.google.com/store/apps/details?id=com.deemoney.passenger
DeeMoney is operated by Sawasdeeshop Co., Ltd, licensed by the Bank of Thailand (license no. MT125590013).
